Rachel Thomas
Convenient credit and consumer protection - a critical review of the responses of labour and coalition governments
Thomas, Rachel; Ryder, Nicholas
Abstract
This article highlights how the overreliance on access to 'convenient credit' in the United Kingdom has illustrated the inherent low levels of consumer protection afforded to consumers by the Consumer Credit Act. Furthermore, this has also been fuelled by the deregulation of the consumer credit market in the 1980s and 1990s by the Conservative government and by the promotion of 'convenient credit' by the Labour government. The article comments on legislative measures initiatives designed to counter the problems associated with access to convenient credit and to improve the level of protection afforded to consumers. © 2011 Taylor & Francis.
Citation
Thomas, R., & Ryder, N. (2011). Convenient credit and consumer protection - a critical review of the responses of labour and coalition governments. Journal of Social Welfare and Family Law, 33(1), 85-95. https://doi.org/10.1080/09649069.2011.571474
Journal Article Type | Review |
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Publication Date | Mar 1, 2011 |
Deposit Date | Jun 25, 2013 |
Journal | Journal of Social Welfare and Family Law |
Print ISSN | 0964-9069 |
Electronic ISSN | 1469-9621 |
Publisher | Taylor & Francis (Routledge) |
Peer Reviewed | Peer Reviewed |
Volume | 33 |
Issue | 1 |
Pages | 85-95 |
DOI | https://doi.org/10.1080/09649069.2011.571474 |
Keywords | credit unions, debt, poverty, convenient credit, consumer protection |
Public URL | https://uwe-repository.worktribe.com/output/965034 |
Publisher URL | http://www.tandfonline.com/doi/abs/10.1080/09649069.2011.571474 |
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