The digital revolution in financial inclusion: International development in the fintech era

Gabor, D. and Brooks, S. (2017) The digital revolution in financial inclusion: International development in the fintech era. New Political Economy, 22 (4). pp. 423-436. ISSN 1356-3467 Available from: http://eprints.uwe.ac.uk/30578

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Publisher's URL: http://dx.doi.org/10.1080/13563467.2017.1259298

Abstract/Description

This paper examines the growing importance of digital-based financial inclusion as a form of organising development interventions through networks of state institutions, international development organisations, philanthropic investment and fintech companies. The fintech–philanthropy–development complex generates digital ecosystems that map, expand and monetise digital footprints. Its ‘know thy (irrational) customer’ vision combines behavioural economics with predictive algorithms to accelerate access to, and monitor engagement with, finance. The digital revolution adds new layers to the material cultures of financial(ised) inclusion, offering the state new ways of expanding the inclusion of the ‘legible’, and global finance new forms of ‘profiling’ poor households into generators of financial assets.

Item Type:Article
Additional Information:This is an Accepted Manuscript of an article published by Taylor & Francis in New Political Economy on 28 November 2016, available online: http://www.tandfonline.com/10.1080/13563467.2017.1259298
Uncontrolled Keywords:international development, fintech, financial inclusion, financialisation, behavioural economics
Faculty/Department:Faculty of Business and Law > Department of Accounting, Economics and Finance
ID Code:30578
Deposited By: Dr D. Gabor
Deposited On:14 Dec 2016 10:06
Last Modified:24 Jun 2017 09:24

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